"The Street" Articles

You want to minimize the money you owe Uncle Sam, and Net Unrealized Appreciation (NUA) is just one of many strategies that can help you do so.

If you are at all charitable-minded, you should leverage the variety of options available to maximize your tax deductions, allowing you to be even more generous with your wealth.

No matter your asset size, estate planning is vital if you have specific wishes in regard to the passing of your wealth and possessions.

When you pass away, the fate of your retirement accounts like a 401(k) or Roth IRA depends on the beneficiaries you designate. This is why matters of your estate hold a place in our Retire With Purpose planning framework.

You likely share the same or similar values with your partner on many aspects in life, so how can you leverage these to build your financial future together?

If you’ve ever wondered whether or not annuities could hold a viable place in your portfolio, it’s important to first understand what they are and are not.

Health care expenses might be one of your top retirement concerns, and with good reason. Fidelity recently claimed that a 65-year-old couple retiring today will need an average of $315,000 for medical costs. However, evidence and logic suggest this likely won’t be your reality.

If you continually experience the fear of running out of money (FORO), it can create a significant impact on your lifestyle during retirement.

The confident, comfortable retirement you deserve includes having a plan for the unexpected.

While the system isn’t disappearing, a revision needs to be implemented before Social Security’s estimated 2035 insolvency, at which point 80 percent of benefits can be paid out. Simply put, that makes this a 20 percent problem – not an all-or-nothing issue.

What’s one way you can help care for loved ones when you’re no longer around? Eliminate uncertainty around your estate, possessions and end-of-life care with a thoroughly-crafted estate plan.

According to the Social Security administration, about 56 percent of individuals will owe federal taxes on their benefits, and determining if that includes you, as well as how much you could owe, draws down to pinpointing your provisional income.