Spending in Retirement

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Weekend Reading: An Easy Way to Find How Much You Will Spend in Retirement

Knowing how much money you need to sustain a comfortable retirement begins with having a firm understanding of how much you spend, and there is a simple way to figure that out.

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Weekend Reading: The Complex Economics of Growing Old

What if our ride to the finish line isn’t smooth? Complex risks including extended longevity and health issues can create a large financial burden on retirees, and as such, recent research from De Nardi shows that Americans are now saving well into their 80s and beyond.

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Weekend Reading: How to Use Economic Context in Retirement Income Decision-Making

We are experiencing a variety of unique factors that affect our economy today. And, while you might think these areas produce undependable data in the realm of retirement planning, that’s not always the case when it comes to making long-term decisions, specifically in regard to your income strategy.

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Weekend Reading: The Decumulation Drawdown: How Spending Became the Big Dilemma in Retirement

Between the depletion of pensions, surging inflation and extended longevity, it might feel more complicated than ever before to know how to responsibly spend your savings, not to mention extend your income to potential decades down the road.

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Weekend Reading: Will Your Spending Decline in Retirement?

If one of your major financial concerns relates to spending changes in retirement, you will find encouraging news here; on average, retirees spend less as years pass.

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Weekend Reading: Surprising Ways Spouses and Partners See Money Differently

With Valentine’s Day just around the corner, it’s the perfect opportunity to not only show your special someone just how much you care for them, but to also take the time to understand their financial background.

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Weekend Reading: 10 Surprising Differences Between Retirement Saving & Spending

For many, the concept of retirement accumulation and retirement decumulation might feel hemispheres apart.

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Weekend Reading: What's a Safe Retirement Spending Rate for the Decades Ahead?

While the four percent rule might be a well-known standard, a recent Morningstar panel determined that in today’s economic climate, a 3.3 percent withdrawal rate might fare better for a conservative portfolio.