"Market Watch" Articles
Weekend Reading: When will this stock-market boom end? Here’s a creepy day to put on your calendar.
Financial experts like to claim that the stock market is efficient and unbeatable. However, Wall Street has repeatedly proven otherwise, particularly with the “Halloween effect” - a pattern where significant stock market gains occur from Halloween until May, defying logic and the efficient market hypothesis.
Weekend Reading: 3 Tax-Smart Charitable Giving Strategies You Can Use Any Time of Year
You often hear of charitable giving as an end-of-year tax planning move; however, this isn’t always the ideal time from a tax perspective for you, nor does it most effectively serve the organization(s) you support.
Weekend Reading: People Who Do This One Thing Every Day Have Half the Dementia Risk That the Rest of Us Do
A recent study showed individuals in their 70s have a nearly one in three chance of getting some form of Dementia, but there’s good news on the forefront when it comes to avoiding it as well.
Weekend Reading: The Decumulation Drawdown: How Spending Became the Big Dilemma in Retirement
Between the depletion of pensions, surging inflation and extended longevity, it might feel more complicated than ever before to know how to responsibly spend your savings, not to mention extend your income to potential decades down the road.
Weekend Reading: Don’t Panic About the Fed (Maybe)
Today’s inflation is causing a domino effect. To combat steep prices, the Fed is slowly raising interest rates, and as a result, we’re seeing low bond fund returns. All this being said, you might wonder, how far could it go?
Weekend Reading: Preparing for the Great Sunset: What You Need to Know if Tax Code Provisions Expire
While new tax provisions proposed by the Biden administration might still be up in the air, there is one thing we can be certain of in the realm of tax planning: The expiration of the Tax Cuts and Jobs Act (TCJA) in 2026.
Weekend Reading: ‘Where Should I Live and What am I Going to Do?’ Retirement Advice We’re Not Getting from Financial Advisers
Recent research gauging the guidance pre-retirees and retirees receive from their financial advisors shows there are gaps in want they want, versus what they get.
Weekend Reading: The 'Perfect' Investor Has These Two Traits
When it comes to successful investing, Jack Bogle once advised, “Don’t do something; just stand there”, and he makes a fair point.
Weekend Reading: 7 Principles to Help You Create Your Perfect Portfolio
There is no “perfect” portfolio, but there is a perfect portfolio for you. It mirrors your personal values, financial goals and unique situation, which is why we at Howard Bailey focus on developing your financial L.I.F.E. Plan.
Weekend Reading: Your Retirement Plan Can't Deliver Financial Certainty – Here’s How to Think About the Big Risk Factors
How do you factor the unknown into your retirement calculations? Note the key variables highlighted in this article that can greatly fluctuate your retirement projections.
Weekend Reading: I Failed at Retirement. How to Avoid My Mistakes
The author of this article highlights five fails he experienced in retirement that have less to do with money, and more to do with your purpose, intention and overall emotional readiness for stepping into your second act.
Weekend Reading: Why You Should Be Skeptical of Inflation Panic
Inflation fear is still surging across national media, and for retirees in particular, it’s easy to see why. In some instances, inflation can pose one of the biggest pitfalls to your lifelong savings, so if you’re feeling the panic, this is your signal to pause.