Long-Term Care

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Weekend Reading: What’s Changing for Retirement in 2024?

While you aren’t faced with many major changes for 2024, tax shifts are on the horizon for 2026 as the Tax Cuts and Jobs Act (TCJA) is set to expire. Don’t let these low tax years pass you by without intentional tax planning.

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Weekend Reading: Long-Term Care Planning Protects You and Your Family

If you’re waiting for the right time to seek long-term care insurance, consider making it a priority now. One unexpected event can have a massive impact on your retirement security, and there’s more than one LTC solution.

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Weekend Reading: How Hybrid Life Insurance Pays for Long-Term Care

Hybrid long-term care insurance offers long-term care coverage if needed or a death benefit if not used for care expenses.

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Weekend Reading: Don't Forget to Plan for Long-Term Care

The confident, comfortable retirement you deserve includes having a plan for the unexpected.

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Weekend Reading: Is Hybrid Long-Term Care Insurance Right for You?

Your future is unpredictable, and that’s the primary reason our team speaks with the families we work with about the importance of considering long-term care (LTC) insurance.

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Weekend Reading: Warning: Medicare Does Not Pay for Long-Term Care

This is the primary reason our team speaks to the families we meet with about the importance of long-term care. In addition to being costly without a plan in place, it also does not fall under your Medicare benefits.

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Weekend Reading: The Complex Economics of Growing Old

What if our ride to the finish line isn’t smooth? Complex risks including extended longevity and health issues can create a large financial burden on retirees, and as such, recent research from De Nardi shows that Americans are now saving well into their 80s and beyond.

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Weekend Reading: What is a Retiree's Biggest Fear?

While you might expect the universal retirement fear to be running out of money, it goes beyond dollars to declining health; specifically, an Alzheimer’s diagnosis.

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Weekend Reading: The Highest Medical Costs to Expect in Retirement

When it comes to healthcare expenses in retirement, there are those you can somewhat-accurately factor into your budget (such as insurance premiums), and those that are unexpected (such as a medical emergencies or illness).

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Weekend Reading: Long-Term Care: Ready or Not, Here it Comes

For some individuals, long-term care in the grand scheme of a full retirement plan can often end up in the “good-to-have” category, versus “need-to-have”.

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Weekend Reading: 5 Ways to Pay Long-Term Care in Retirement

Much like many other areas in the health care world, the cost of long-term care (LTC) is rising. According to a recent study by the U.S. Department of Health and Human Services, more than one in four retirees will need LTC at some point in their life, costing more than $100,000.

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Weekend Reading: Caught Between a Long-Term Care Policy and A Hard Place

Navigating your way through the long-term care marketplace can be confusing. How do you know if the policy you purchased years ago is still the best option for you?