Long-Term Care
Weekend Reading: How Hybrid Life Insurance Pays for Long-Term Care
Hybrid long-term care insurance offers long-term care coverage if needed or a death benefit if not used for care expenses.
Weekend Reading: Don't Forget to Plan for Long-Term Care
The confident, comfortable retirement you deserve includes having a plan for the unexpected.
Weekend Reading: Is Hybrid Long-Term Care Insurance Right for You?
Your future is unpredictable, and that’s the primary reason our team speaks with the families we work with about the importance of considering long-term care (LTC) insurance.
Weekend Reading: Warning: Medicare Does Not Pay for Long-Term Care
This is the primary reason our team speaks to the families we meet with about the importance of long-term care. In addition to being costly without a plan in place, it also does not fall under your Medicare benefits.
Weekend Reading: The Complex Economics of Growing Old
What if our ride to the finish line isn’t smooth? Complex risks including extended longevity and health issues can create a large financial burden on retirees, and as such, recent research from De Nardi shows that Americans are now saving well into their 80s and beyond.
Weekend Reading: What is a Retiree's Biggest Fear?
While you might expect the universal retirement fear to be running out of money, it goes beyond dollars to declining health; specifically, an Alzheimer’s diagnosis.
Weekend Reading: The Highest Medical Costs to Expect in Retirement
When it comes to healthcare expenses in retirement, there are those you can somewhat-accurately factor into your budget (such as insurance premiums), and those that are unexpected (such as a medical emergencies or illness).
Weekend Reading: Long-Term Care: Ready or Not, Here it Comes
For some individuals, long-term care in the grand scheme of a full retirement plan can often end up in the “good-to-have” category, versus “need-to-have”.
Weekend Reading: 5 Ways to Pay Long-Term Care in Retirement
Much like many other areas in the health care world, the cost of long-term care (LTC) is rising. According to a recent study by the U.S. Department of Health and Human Services, more than one in four retirees will need LTC at some point in their life, costing more than $100,000.
Weekend Reading: Caught Between a Long-Term Care Policy and A Hard Place
Navigating your way through the long-term care marketplace can be confusing. How do you know if the policy you purchased years ago is still the best option for you?
Weekend Reading: A Woman's Guide to Long-Term Care
We're riding the wave of a longevity revolution, and for women, it means potentially facing some unique challenges in retirement.
Weekend Reading: Long-Term Care: Which Retirees Will Need It, and How Much?
Wondering if you’ll need long-term care in retirement? A new study by the Center for Retirement Research at Boston College reports that at a high level, about a quarter of retirees will require long-term care, while 20 percent will not.