Income

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Weekend Reading: The Mysterious Order... of Asset Withdrawal

Which accounts do you pull from first when it comes to your retirement income stream? It’s a question many retirees stress over, but in the grand scheme of things, might not be worth all the worry.

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Weekend Reading: What Retirees Get Right About Their Income

We might not truly know what our financial future looks like, but the good news is, retirees are still managing to successfully recognize their income needs, even when it means stretching researched rules.

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Weekend Reading: Stable Retirement Income Is a Process, Not One and Done

One of the biggest concerns of today’s retirees is running out of money. You’re living longer, which means building an income plan that can stand the test of time should happen earlier in the planning process, ideally 10 to 15 years before you intend to retire.

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Weekend Reading: If Inflation is Coming, Here is What to Do About It

here are two sides to the inflation headlines circulating today’s news. The Federal Reserve believes this is temporary, while others claim we’re on the verge of a major shift in history.

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Weekend Reading: Sleeping with Cash

There’s a reason why Liquidity is one of the four main pillars of our proprietary planning process. Oftentimes, I find the happiest retirees have the largest cash balances, not the biggest brokerage accounts.

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Weekend Reading: 5 Easy Ways to Protect Your Retirement Savings from Taxes

Taxation on retirement accounts is complicated enough, but when you add in ever-changing legislation rules, you might be left wondering how to protect your portfolio from Uncle Sam.

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Weekend Reading: Retirement: How Much Cash Should You Hold?

How much cash do you need to have readily available to sleep well at night? The answer is different for everyone, as well as the strategies available to maintain that liquidity.

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Weekend Reading: How Much Income Will Your 401(k) Provide?

A new rule in the SECURE Act could help you clarify just how much retirement income your 401(k) might produce in retirement, but it comes along with limitations.

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Weekend Reading: Will the Real Retirement Income Number Please Stand Up?

Some say four percent, others say 3.5 percent and the list continues on. The debate over a safe withdrawal rate in retirement is ongoing. You don't want to leave too much on the table, but you also don't want to run out of money.

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Weekend Reading: How 10 Types of Retirement Income Get Taxed

Stepping into retirement means going from one taxed income — To many taxable income streams that work together in replacing your paycheck. Understanding the different layers of these taxes is the first step to maximizing your tax efficiency, and keeping more of your hard-earned dollars.

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Weekend Reading: Right-Sizing Retirement: Exploring the Retirement Consumption Gap in Early Retirement

Are you over-saving for retirement? Are you under-spending once you get there? There’s a sweet spot for funding your retirement, but the reality is that many retirees haven’t found it.

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Weekend Reading: Avoid These 4 Common but COSTLY Retirement Income Mistakes

Your income throughout retirement no longer comes in the form of a bi-weekly check from your employer. It’s now up to you (and your trusted financial planner) to ensure you have a consistent stream of money that lasts the rest of your life.