Annuities
Weekend Reading: An Annuity Instead?
You want a retirement income strategy that will last your lifetime, but what’s the best method of achieving that?
Weekend Reading: Guaranteed Lifetime Income is a Better Solution than Taxable Bonds
Interest rates might be at 20-year highs, but you can utilize this current economic environment to your advantage through the use of guaranteed lifetime income solutions, such as annuities or insurance products.
Weekend Reading: With Interest Rates Near Their Peak, Fixed Index Annuities Are Worth a Closer Look
Amidst today’s record-high interest rates, you have an opportunity to explore investments that might be better suited for this environment. While certificates of deposit (CDs) and fixed annuities are common suggestions, there's another option worth considering: A fixed index annuity.
Weekend Reading: Five Annuity Myths Debunked
If you’ve ever wondered whether or not annuities could hold a viable place in your portfolio, it’s important to first understand what they are and are not.
Weekend Reading: 5 Types of Clients Who Should Consider Annuities
While annuities have faced their share of criticism over the years, the reality is, these investment vehicles have the power to help address some of the biggest financial concerns: Fear of outliving your money, becoming a burden to your children or lacking coverage in critical care situations.
Weekend Reading: How to Find Fixed Indexed Annuities That Work for You
You’re in the midst of a unique retirement planning environment. Many retirees can no longer rely solely on pensions and Social Security for lifelong income, and as a result, annuities (specifically fixed indexed annuities – FIAs), have gained popularity.
Weekend Reading: Annuities Are the Swiss Army Knife of Personal Finance
Annuities can be a versatile financial tool in your retirement plan, but it ultimately depends on your unique financial situation and goals.
Weekend Reading: Confessions of an Indexed Annuity Purist
If you are focused more on outperforming in bear markets than bull markets, fixed indexed annuities might be the answer, especially given this interest rate environment.
Weekend Reading: Why So Many Experts Consider Annuities a Win for Retirees
Your retirement income strategy should be crafted with the end-goal of providing lifelong income. Amidst recent risk factors such as inflation and market volatility, one way to guarantee that income is by leveraging annuities.
Weekend Reading: If Not a 60/40 Portfolio, Then What?
If you’re near or already in retirement, an active management approach will help offset the volatility we’ve continued to see.
Weekend Reading: A Reliable Income Choice You’re Probably Ignoring
You may have turned away from annuities for the last decade, but given shifting interest rates and an evolving product landscape, it could be time for a second look.
Weekend Reading: Why Fixed Indexed Annuities Are Back
Within the past year, one-year caps on FIA strategies have doubled from five percent to 10 percent.