Ask yourself: Are you checking all the possible boxes to maximize your tax efficiency? Or is it time to roll up your sleeves and do some work?

You’re in the midst of a unique retirement planning environment. Many retirees can no longer rely solely on pensions and Social Security for lifelong income, and as a result, annuities (specifically fixed indexed annuities – FIAs), have gained popularity.

Despite what many might believe, RMDs are required distributions, not required spending. While you must take withdrawals from tax-deferred retirement accounts starting at age 73, you can choose not to spend that withdrawn amount if you don't need it.

Money undeniably holds a significant place in your life. The stress and anxiety experienced when bills are due, for example, highlights the emotional impact it can create. Recognizing that money is a construct, however, can help you approach your finances more rationally.

It’s become common practice to utilize U.S. historical data when projecting the resilience of your financial plan. However, this can potentially underestimate the risk of a significant market crash, as relying solely on U.S. data may lead to an inaccurate perception of downside risk.

While SECURE 2.0 allows for delayed RMDs, it may not be in your best interest.

While policymakers have reforming to do, rest assured, Social Security is more than likely here to stay.

The combination of RMDs and Social Security income can result in what’s called the "tax torpedo”, but there are ways to help avoid it.

Are we headed for a “financial catastrophe”? Today’s news headlines paint a gloomy picture for the markets if Congress doesn't raise the US government's debt ceiling by June 1. However, the markets say otherwise.

From the moment you enter the workforce and into retirement, you’ll find that all of your earned dollars are in fact not all yours. One way or another, Uncle Sam wants his share, so it’s crucial to consider the different values of your money based on tax implications.

Physical finance examines the relationship between finance and various physical factors, such as weather patterns and solar activity.

You don't need to reach “old age” or face impending death to become more aware of the present moment and what you can offer the world.